Bookkeeping, Tax

& Business Advisory

For Small Businesses

ThriveTrack Finances, helps tradespeople, e-commerce businesses and growing businesses across Erith, Bexley, Dartford and Greenwich keep their finances organised, understand their numbers and make better business decisions.

From keeping the books to growing your business

Whether you need help with your day-to-day accounts, want a clearer picture of how your business is performing, or need support planning for growth, we’re here to help at every stage.

Everyday Accounting Package

  • Xero Bookkeeping & Cloud Accounting: Regular transaction recording, reconciliation, and cloud bookkeeping setup and maintenance.

  • VAT & Making Tax Digital: VAT returns, MTD compliance setup and filing, and VAT health checks.

  • Payroll & CIS: Full payroll processing, RTI submissions, CIS contractor management and payroll compliance.

  • Year-End Accounts & Tax: Preparation of statutory year-end accounts, corporation tax computations, and filing with Companies House and HMRC.

Understand Your Numbers Package

  • Management Accounts: Monthly or quarterly management accounts tailored to your reporting needs.

  • Cash-flow Reporting: Cash-flow forecasts and short to medium-term cash planning (weekly, monthly or quarterly), with scenario modelling to manage liquidity.

  • Financial Analysis: KPI tracking, margin and cost analysis, trend identification and actionable insights to improve profitability and efficiency.

Business Growth & Advice Package

  • Business Advisory: Strategic planning sessions, business model review, budgeting and performance improvement recommendations.

  • Virtual CFO services: Financial leadership, board-level reporting, fundraising support and capital allocation advice.

  • Business Automation: Automation of accounting workflows, integration of systems (sales, payments, payroll), improved controls and efficiency to scale operations.

Who we help

🔨 Tradespeople & Contractors

From bookkeeping and CIS to VAT, tax and cash-flow management, we help you stay on top of the numbers while you focus on the work.

Learn about our services for tradespeople → [Here]

🛒 E-commerce Businesses

Understand your real profitability, keep your books organised and stay on top of VAT and tax as your online business grows.

Learn about our e-commerce accounting → [Here]

🚀 Startups & New Businesses

Get your finances set up properly from day one, with bookkeeping, tax, reporting and advice that grows with your business.

Learn about our startup accounting → [Here]

Why choose ThriveTrack Finances?

Because we don't just prepare your accounts. We help you understand your numbers, improve cash flow, maximise tax efficiency and stay compliant.

  • Personal service
    You’ll work with an accountant who takes time to understand your business not just process your numbers

  • Clear, fixed fees
    Transparent, upfront pricing so you know exactly what you’re paying and what’s included.

  • Cloud accounting expertise
    Specialists with deep expertise in Xero accounting software

  • Compliance you can rely on
    Full support with HMRC and Companies House obligations, including MTD and digital reporting.

  • Business-focused advice
    Practical guidance that goes beyond bookkeeping to improve cash flow, profitability and growth.

  • AAT licensed & fully insured
    AAT licensed accountants, fully insured and fully compliant with HMRC and Companies House requirements.

More than bookkeeping. Your financial partner.

We don't just record what has already happened. We help you understand what your numbers are telling you and what they mean for your business.

From day-to-day bookkeeping and tax compliance to management accounts, cash-flow forecasting and business advisory, we give you the financial clarity you need to make confident decisions.

TTF is where Financial Clarity Meets Growth…

Fractional CFO Services
Bookkeeping Services
Business Automation Services
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